Financial Highlights
Recent Presentations and Webcasts
Financial Highlights
Total Revenue
Unit: Baht Billion
Net Profit
Unit: Baht Billion
4Q24 Revenue by Gen*
2024 Loan Portfolio by Company
Capital Adequacy Ratio
Total Revenue
Unit: Baht Billion
| 4Q23 | 1Q24 | 2Q24 | 3Q24 | 4Q24 | FY23 | FY24 | |
|---|---|---|---|---|---|---|---|
| Total Revenue | 42.5 | 43.0 | 43.3 | 42.3 | 43.8 | 171.1 | 172.4 |
Net Profit
Unit: Baht Billion
| 4Q23 | 1Q24 | 2Q24 | 3Q24 | 4Q24 | FY23 | FY24 | |
|---|---|---|---|---|---|---|---|
| Net Profit | 11.0 | 11.3 | 10.0 | 10.9 | 11.7 | 43.5 | 43.9 |
4Q24 Revenue by Gen*
Unit: Percent
| Gen 1: Banking Services | Gen 2: Consumer & Digital Financial Services | Gen 3: Platforms & Digital Assets | |
|---|---|---|---|
| 4Q24 Revenue by Gen* | 77 | 17 | 6 |
* Before deducting intercompany transactions
4Q24 Loan Portfolio by Company
Unit: Percent
| Total Loans (Baht Billion) | 2,403.4 | Portion |
|---|---|---|
| Siam Commercial Bank | 92.3 | |
| CardX | 4.2 | |
| AutoX | 2.2 | |
| MONIX | 0.5 | |
| ABACUS digital | 0.3 | |
| Alpha X | 0.4 | |
| Others | 0.1 |
Capital Adequacy Ratio
Unit: Percent
| 4Q23 | 1Q24 | 2Q24 | 3Q24 | 4Q24 | FY23 | FY24 | |
|---|---|---|---|---|---|---|---|
| CAR | 18.8 | 18.6 | 18.8 | 19.0 | 18.9 | 18.8 | 18.9 |
| CET 1 | 17.6 | 17.4 | 17.6 | 17.8 | 17.7 | 17.6 | 17.7 |
Total Revenue
Unit: Baht Billion
Net Profit
Unit: Baht Billion
Dividend Payment
Unit: Baht
2024 Revenue by Gen*
2024 Loan Portfolio by Company
Capital Adequacy Ratio
Total Revenue
Unit: Baht Billion
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|
| Total Revenue | 166.1 | 144.8 | 150.3 | 154.4 | 171.1 | 172.4 |
Net Profit
Unit: Baht Billion
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|
| Net Profit | 40.4 | 27.2 | 35.6 | 37.5 | 43.5 | 43.9 |
Dividend Payment
Unit: Baht
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|
| Dividend Payment | 6.25 | 2.30 | 4.06 | 6.69 | 10.34 | NA |
| Dividend Payout Ratio (Percent) | 52.5 | 28.7 | 38.8 | 60.0 | 80.0 | NA |
2024 Revenue by Gen*
Unit: Percent
| Gen 1: Banking Services | Gen 2: Consumer & Digital Financial Services | Gen 3: Platforms & Digital Assets | |
|---|---|---|---|
| 2024 Revenue by Gen* | 81 | 16 | 3 |
* Before deducting intercompany transactions
2024 Loan Portfolio by Company
Unit: Percent
| Total Loans (Baht Billion) | 2,403.4 | Portion |
|---|---|---|
| Siam Commercial Bank | 92.3 | |
| CardX | 4.2 | |
| AutoX | 2.2 | |
| MONIX | 0.5 | |
| ABACUS digital | 0.3 | |
| Alpha X | 0.4 | |
| Others | 0.1 |
Capital Adequacy Ratio
Unit: Percent
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|
| CAR | 18.1 | 18.2 | 18.7 | 18.9 | 18.8 | 18.9 |
| CET 1 | 17.0 | 17.1 | 17.6 | 17.7 | 17.6 | 17.7 |
Remark: The data from the period 2019-2021 are prior to the restructuring.
5-Year: Key Financial Statistics
Remark:
1/ Before restructuring
2/ After restructuring
3/ Figures are disclosed based on Basel III framework.
4/ The figures from 2020 onward are based on TFRS 9.